A sign prices finance in order to private customers
Fees and you can fees
This new fine print towards the mortgage loans need you to receive typical income, public safety or pension repayments and use DNB since your informal lender.
Calculation out of energetic interest levels
BLU Start:Amount borrowed NOK dos 000 100000 to 85 % from market price. Moderate interest 3.39 % p.a great. Annuity loan with productive rate of interest step three,52 % p.a great. also side-avoid percentage NOK step 3 190 and you may instalment payment NOK 65. Cost NOK 990 890, complete NOK 2 990 890 over 25 years.
Loan amount NOK dos 000 100, affordable rate of interest 4.69 % p.good. to own 3 seasons repaired rates. Annuity financing that have energetic interest rate 4.87 % p.an effective. in addition to front-stop commission NOK 3 190 and you can instalment commission NOK 65. Pricing NOK step one 422 590, totalt NOK 3 422 590 more than twenty five years.
Car loan to own young people which have downpayment 35 % or maybe more:Amount borrowed NOK 150 one hundred thousand to 65 % out-of cost. Annuity loan with moderate rate of interest cuatro.74 % p.a., productive interest 6.54 % p.a beneficial. plus side-end payment NOK 2 500 and instalment fee NOK 65. Prices NOK twenty-five 484, total NOK 175 484 over five years.
Amount borrowed NOK fifty 100. Moderate interest % p.a beneficial. Annuity financing with effective rate of interest % p.an excellent. also side-avoid payment NOK 500 and you can instalment commission NOK fifty. Total cost NOK 68 777 more than 5 years.
Fixed-speed home mortgage Tale:Amount borrowed NOK dos 000 000, moderate rate of interest 4.69 % p.a good. for 3 year fixed speed. Annuity financing that have energetic rate of interest 4.87 % p.a great. as well as front side-end payment NOK step 3 190 and instalment commission how to open a line of credit with bad credit NOK 65. Pricing NOK step one 422 590, totalt NOK 3 422 590 more twenty five years.
Car loan Tale and you may Tale Rare metal which have thirty-five % deposit:Loan amount 150 000 NOK doing 65 % out of cost. Annuity financing having nominal rate of interest cuatro,74 % p.an effective., energetic rate of interest six.forty-two % p.an effective. together with side-avoid payment NOK dos three hundred and you can instalment fee NOK 65. Rates NOK twenty five 259, full NOK 175 259 over five years.
Tale Liquidity set aside:Loan amount NOK 70 100. Nominal interest rate %, active rate of interest % and side-stop payment NOK five-hundred. Prices NOK cuatro 574, overall NOK 74 574 more than one year.
Home mortgage doing 75 % away from ount NOK dos 000 one hundred thousand, doing 75 % out-of market value. Moderate interest rate cuatro,30 % p.good. Annuity financing that have active interest rate cuatro,45 % p.a. along with top-end commission NOK step 3 190 and you may instalment percentage NOK 65. Cost NOK 1 286 390, overall NOK step 3 286 390 more twenty five years.
Family security line of credit:Loan amount NOK 2 one hundred thousand 100, up to 75 % out of market price. Affordable interest cuatro,29 % p.a beneficial. Annuity mortgage that have energetic rate of interest 4,forty-five % p.good. and front-stop fee NOK step three 190 and you will instalment percentage NOK 65. Cost NOK step 1 286 390, total NOK step three 286 390 more than 25 years..
Fixed-price home loan:Amount borrowed NOK dos 100000 100 around 75 % from market value. Moderate interest rate cuatro.74 % p.a great. to own 3 seasons fixed rate several months. Annuity mortgage with active interest rate 4.ninety five % p.good. as well as top-end fee NOK 3 190 and you can instalment payment NOK 65. Prices NOK step one 439 690, complete NOK step 3 439 690 more than 25 years.
Green home mortgage:Loan amount NOK dos 000 000 as much as 85 % away from market price. Moderate interest step 3.39 % p.a good. Annuity loan that have productive interest rate step 3.52 % p.a good. and additionally side-end payment NOK 3 190 and instalment payment NOK 65. Costs NOK 990 890, totalt NOK dos 990 890 more 25 years.